Please read these Terms & Conditions carefully before using the phyaya platform. By accessing or using any part of the phyaya website or services, you agree to be bound by these terms in full.
These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Player," "User," "you") and phyaya ("phyaya," "we," "us," "our"), the operator of the online gambling platform accessible at phyaya.club and its associated subdomains and mobile interfaces.
By registering an account, logging in, making a deposit, placing a bet, or otherwise accessing any feature of the phyaya platform, you unconditionally accept these Terms in their entirety. If you do not agree with any provision of these Terms, you must immediately discontinue use of the phyaya platform and close your account.
These Terms are supplemented by phyaya's Privacy Policy, Responsible Gaming Policy, and any game-specific or promotion-specific rules published on the phyaya website. In the event of conflict between these Terms and any supplementary document, these Terms shall prevail unless explicitly stated otherwise in writing by phyaya.
The phyaya platform is strictly restricted to individuals who are 21 years of age or older at the time of registration, in accordance with Philippine Amusement and Gaming Corporation (PAGCOR) licensing requirements governing casino-style online gambling in the Philippines. Persons under 21 are strictly prohibited from registering or accessing any real-money gambling feature on the phyaya platform.
phyaya is a Philippine-licensed platform intended for use by residents of the Philippines. You are solely responsible for determining whether accessing and using the phyaya platform is lawful in your jurisdiction. phyaya does not accept registrations from jurisdictions where online gambling is prohibited by local law.
Each individual player is permitted to hold exactly one (1) phyaya account. Operating multiple accounts — whether under the same identity or different identities — is strictly prohibited and constitutes a material breach of these Terms. phyaya reserves the right to permanently suspend all accounts associated with a player found to be operating duplicate accounts and to forfeit any balances therein.
Employees of phyaya, its affiliated entities, third-party game providers, payment processors, and their immediate family members are not permitted to hold active player accounts or participate in real-money gambling on the phyaya platform.
To access real-money gambling features on phyaya, you must complete the registration process by providing accurate, current, and complete information including your legal full name, date of birth, Philippine mobile number, and a valid email address. phyaya reserves the right to reject any registration application at its sole discretion.
phyaya is required by PAGCOR and Philippine Anti-Money Laundering Council (AMLC) regulations to verify the identity of all players before processing withdrawal requests and upon reaching certain deposit thresholds. KYC verification requires submission of:
phyaya will process KYC submissions within five (5) business days. Deposits may be permitted prior to KYC completion; however, withdrawals will not be processed until KYC verification is approved. phyaya reserves the right to suspend accounts and freeze funds pending KYC completion where required by law or internal risk assessment.
You are solely responsible for maintaining the confidentiality of your phyaya login credentials. phyaya will not be liable for any loss arising from unauthorized access to your account that results from your failure to secure your login details. You must notify phyaya's support team immediately upon becoming aware of any unauthorized use of your account.
phyaya accepts deposits and processes withdrawals via GCash, Maya/PayMaya, QR Ph, GrabPay, InstaPay, PesoNet, BPI, BDO, Metrobank, and 7-Eleven CLiQQ. All transactions are denominated in Philippine Peso (PHP). phyaya does not accept cash deposits or cryptocurrency.
Minimum deposit and withdrawal amounts are published in the phyaya cashier and may be updated from time to time. phyaya reserves the right to set maximum withdrawal limits on a per-transaction, daily, weekly, or monthly basis, which may vary based on a player's KYC verification status, account tier, and transaction history.
Withdrawal requests for fully KYC-verified accounts are processed within fifteen (15) minutes for e-wallet methods (GCash, Maya). Bank transfer withdrawals (BPI, BDO, Metrobank via InstaPay/PesoNet) are processed within one (1) to three (3) business days. phyaya reserves the right to conduct additional verification checks before releasing withdrawal funds, which may extend processing times.
All deposits and withdrawals on the phyaya platform are subject to AMLC compliance monitoring. phyaya reserves the right to report suspicious transactions to the appropriate Philippine authorities as required by the Anti-Money Laundering Act of 2001 (Republic Act No. 9160, as amended). Funds deposited to phyaya may only be withdrawn to the same payment method used for the original deposit, subject to phyaya's withdrawal routing policies.
phyaya offers bonuses, free bets, cashback, and other promotional offers to eligible players. Each promotion is governed by specific terms and conditions published at the time of the offer, including wagering requirements, eligible games, minimum deposit thresholds, time limits, and maximum withdrawal caps. General terms in this section apply to all phyaya promotions unless superseded by promotion-specific terms.
Bonus funds credited to a phyaya account are subject to a wagering requirement (turnover requirement) before they may be withdrawn. The applicable wagering multiplier for each promotion is stated in the promotion's specific terms. Wagering requirements must be fulfilled within the stated validity period; unfulfilled wagering requirements will result in forfeiture of the bonus balance upon expiry.
phyaya reserves the right to void bonuses, cancel withdrawals, and close accounts where the company determines that a player has engaged in bonus abuse, collusion, arbitrage betting, or any other behavior designed to exploit phyaya's promotional offers in a manner inconsistent with normal recreational gambling. phyaya's determination of what constitutes bonus abuse is final.
phyaya reserves the right to modify, suspend, or permanently withdraw any promotion at any time without prior notice. Bonuses already credited to a player's account at the time of withdrawal will be subject to the terms that were in force at the time of crediting.
Each game available on the phyaya platform is governed by its own rules, which are displayed within the game interface. In the event of any conflict between these Terms and game-specific rules, the game-specific rules shall govern with respect to the conduct of that game.
In the event of a technical malfunction, disconnection, or game error, phyaya will use commercially reasonable efforts to determine the outcome of the affected round based on available game data. If a round cannot be fairly resolved, all bets placed in that round will be voided and the wagered amounts returned to players. phyaya's decision in such matters is final. Malfunction voids all pays and plays.
Minimum and maximum bet limits for each game are displayed within the game interface. phyaya reserves the right to adjust bet limits at any time without prior notice.
Sports betting markets may be voided by phyaya in the event of event cancellation, postponement beyond twenty-four (24) hours, incorrect pricing, market suspension, or manifest error. Voided bets will be returned to the player's phyaya wallet at the original stake amount.
The following activities are strictly prohibited on the phyaya platform and constitute material breaches of these Terms:
phyaya reserves the right to immediately suspend and permanently close any account found to be in breach of this section and to forfeit any balances therein, without prejudice to any other remedy available to phyaya under Philippine law.
phyaya is committed to promoting responsible gambling practices among its players. phyaya provides the following responsible gaming tools accessible from the account dashboard:
If you believe you have a gambling problem, we encourage you to contact phyaya's support team via live chat or email at [email protected]. Additional resources are available on our Responsible Gaming page.
All content on the phyaya platform — including but not limited to text, graphics, logos, game software, user interface design, and trademarks — is the proprietary property of phyaya or its licensed game providers and is protected by applicable Philippine and international intellectual property laws.
You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the phyaya platform solely for personal, non-commercial recreational gambling purposes. You may not reproduce, redistribute, modify, create derivative works from, or commercially exploit any content from the phyaya platform without express prior written consent from phyaya.
To the maximum extent permitted by applicable Philippine law, phyaya's aggregate liability to any player for any claim arising out of or related to these Terms or the use of the phyaya platform shall not exceed the total net deposits made by that player to their phyaya account in the thirty (30) days preceding the event giving rise to the claim.
phyaya shall not be liable for any indirect, consequential, special, incidental, or punitive damages, including but not limited to lost profits, loss of data, or loss of goodwill, arising out of your use or inability to use the phyaya platform, even if phyaya has been advised of the possibility of such damages.
phyaya does not warrant that the platform will be available continuously without interruption, or that it will be free from errors or technical faults. Gambling is inherently uncertain, and phyaya makes no warranty regarding the outcomes of any game or bet.
phyaya collects, processes, and stores personal data in accordance with the Philippine Data Privacy Act of 2012 (Republic Act No. 10173) and its implementing rules and regulations. The collection and use of your personal information is governed by phyaya's Privacy Policy, which forms an integral part of these Terms.
By registering a phyaya account, you consent to the collection and processing of your personal data as described in the Privacy Policy, including for KYC verification, AMLC reporting, fraud prevention, responsible gaming monitoring, and marketing communications (where separately consented to).
phyaya reserves the right to amend, update, or replace these Terms at any time. Material amendments will be communicated to registered players via email to their registered address or via a prominent notice on the phyaya website at least seven (7) days before the amended terms take effect. Your continued use of the phyaya platform following the effective date of any amendment constitutes your acceptance of the amended Terms.
phyaya recommends that you review these Terms periodically. The "Last Updated" date at the top of this page indicates when the most recent revision was made.
These Terms are governed by and shall be construed in accordance with the laws of the Republic of the Philippines, without regard to conflict of law principles. Any dispute arising from these Terms or your use of the phyaya platform shall be subject to the exclusive jurisdiction of the competent courts of the Philippines.
Before initiating formal legal proceedings, players are encouraged to submit a written complaint to phyaya's compliance team via [email protected]. phyaya will endeavor to resolve all complaints within fifteen (15) business days. Players who remain unsatisfied may escalate unresolved disputes to PAGCOR's player complaints mechanism.
For questions, concerns, or complaints regarding these Terms or any aspect of the phyaya platform, please contact us:
phyaya is regulated by the Philippine Amusement and Gaming Corporation (PAGCOR). License details are available to verified players upon written request.
phyaya holds a valid PAGCOR license. All operations, game outcomes, and financial transactions are subject to Philippine gaming law and regulatory oversight.
phyaya enforces the PAGCOR-mandated 21+ age limit through government ID-based KYC verification. Underage accounts are permanently blocked without exception.
All deposits and withdrawals via GCash, Maya, and Philippine banks are protected by 256-bit SSL encryption and AMLC-compliant transaction monitoring.
phyaya provides deposit limits, session reminders, cool-off periods, and permanent self-exclusion — all accessible directly from your account dashboard.
Bonus abuse, multi-accounting, collusion, and money laundering result in immediate account suspension and fund forfeiture. phyaya actively monitors for all prohibited activities.
phyaya's Filipino-speaking support team is available around the clock to assist with account issues, withdrawal queries, and formal complaints — all governed by these Terms.
Now that you've read the rules, you know exactly what phyaya stands for: a PAGCOR-licensed platform with transparent terms, fast GCash payouts, and real responsible gaming protections. 21+ only.
Login to phyaya Explore the Casino21+ only. PAGCOR-licensed. Gambling involves financial risk. Please play responsibly.